Among relationships between people, financial matters occupy not the least place. They have different significance and are expressed in the opportunity to borrow a little money before payday from a relative, neighbor or good friend, or to borrow a significant amount to start a business, make a major purchase or undergo treatment. However, it is often impossible to get back funds that were taken “for a couple of weeks” for months, or even years. In this case, you can turn to the Higher Powers with a prayer for the debtor to return the debt.
Prayer to the Lord
Appealing to the Almighty is the most effective way to return your money, which the debtor is in no hurry to repay.
In the hand of Your great mercy, O my God, I entrust my soul and body, my feelings and words, my advice and thoughts, my deeds and all my souls and bodies of use, entrance and my descent, my faith and my life, the course and end of my life mine, the day and hour of my dying, my repose and repose, and the resurrection of my soul and body. But You, most kind and loving God, accept Your protection in the hand and deliver me from all evil, forgive the multitude of my sins, cleanse my defiled soul and body and keep me in the blood of Thy mercy all the days of my life, that by Thy grace I may be delivered from the enemy’s nets that catch me, and by Your goodness I was brought to my senses and guided on the path of true repentance, I will be granted the Christian death to my life - passionless, shameless, my fearful, and undisturbed by the airy spirits of the passage, and a good answer at Your Last Judgment, and may I be worthy seeing Your ineffable glory and hearing Your sweet, blessed voice, and from You, my God, may I receive life and salvation. Amen.
Salary arrears
If your salary is delayed
How can you force your employer to pay the delayed salary? Stop constantly thinking about your hatred of your boss and don’t feel sorry for yourself! Better start taking action! To do this, use a strong and proven debt repayment spell with brooms. The words of the conspiracy are the same, but the ritual itself will be somewhat different. RITE : Also take old and new brooms. Break off a twig from each. Walk along the door frame of the boss's office. Then you need to hit the door with a twig from an old broom and read the spell:
Prayer to Nicholas the Wonderworker
Perhaps there are no problems with which those suffering would not turn to their beloved and revered Nicholas the Wonderworker. And if we are talking about money that the debtor voluntarily does not want to return, you can turn to Saint Nicholas with a prayer for the return of the debt of money.
Oh, all-good Father Nicholas, shepherd and teacher of all who flow by faith to your intercession, and who call on you with warm prayer, quickly strive and deliver the flock of Christ from the wolves that destroy it, that is, from the invasion of the evil Latins who are rising against us. Protect and preserve our country, and every country existing in Orthodoxy, with your holy prayers from worldly rebellion, the sword, the invasion of foreigners, from internecine and bloody warfare. And just as you had mercy on three men imprisoned, and you delivered them from the king’s wrath and the beating of the sword, so have mercy and delivered the Orthodox people of Great, Little and White Rus' from the destructive heresy of the Latin. For through your intercession and help, and through His mercy and grace, may Christ God look with His merciful eye on people who exist in ignorance, even though they have not known their right hand, especially young people, by whom the Latin seductions are spoken to turn away from the Orthodox faith, may he enlighten the minds of His people, may they not be tempted and fall away from the faith of their fathers, may their conscience, lulled by vain wisdom and ignorance, awaken and turn their will to the preservation of the holy Orthodox faith, may they remember the faith and humility of our fathers, may their life be for the Orthodox faith who have laid down and accepted the warm prayers of His holy saints, who have shone in our land, keeping us from the delusion and heresy of the Latin, so that, having preserved us in holy Orthodoxy, He will grant us at His terrible Judgment to stand on the right hand with all the saints. Amen.
Appeal to the Lord
Jesus Christ is often turned to for help in situations where justice needs to be established. But in such cases he should be asked to judge the dispute, and not to punish the offender. In order for the debtor to return the money as quickly as possible, the Almighty is asked to help him solve his financial difficulties and find the required amount to pay off the debt. You can ask for this in free form, or read the following prayer:
These words should be repeated as often as possible, and it is advisable to do this in front of the icon of Christ. It is important to note that the sacred words cannot be read while in a bad mood - you need to calm down, clear your head of bad thoughts, and fully concentrate on the words. There is another powerful prayer for debt repayment, which can be said at any convenient time several times. For greater efficiency, it is recommended to light a candle in the church for the health of the debtor, and ask the priest to mention his name during the morning prayer service.
Prayer to Spyridon of Trimifuntsky
Achieving the return of borrowed money sometimes becomes an almost impossible task: the debtor asks to postpone the repayment deadline, then, under various pretexts, refuses to meet with the “creditor”, and may disappear completely.
In difficult situations with debt repayment, so that the debtor returns the money, you can turn to Spyridon of Trimifuntsky for help.
O great and wonderful saint of Christ and miracle worker Spyridon, Kerkyra praise, bright luminary of the whole universe, warm prayer book to God and quick intercessor to all who come running to you and pray with faith! You gloriously expounded the Orthodox faith at the Nicene Council among the Fathers, you showed the Unity of the Holy Trinity with miraculous power, and you completely put the heretics to shame. Hear us sinners, the saint of Christ, praying to you and through your strong intercession with the Lord, deliver us from every evil situation: from famine, flood, fire and deadly plagues. For in your temporal life you delivered your people from all these disasters: you saved your country from the invasion of the Hagarians and from famine, you delivered the king from an incurable illness and brought many sinners to repentance, you gloriously raised the dead, for the holiness of your life the Angels, invisibly in the church you had those singing and serving with you. Sitsa, then, glorify you, His faithful servant, Lord Christ, for you have the gift of understanding all the secret human deeds and convicting those who live unrighteously. You have diligently helped many who live in poverty and lack; you have nourished the poor people abundantly during famine, and you have created many other signs through the power of the living Spirit of God within you. Do not forsake us either, Saint of Christ, remember us, your children, at the Throne of the Almighty and beg the Lord to grant forgiveness of many of our sins, grant us a comfortable and peaceful life, a shameless and peaceful death, and grant us eternal bliss in the future us, may we always send glory and thanksgiving to the Father and the Son and the Holy Spirit, now and ever and unto ages of ages.
Debt repayment history
I witnessed such a story. The family borrowed money from distant relatives for a down payment on a mortgage. They promised a refund in parts. A year later, my husband died unexpectedly. The woman was left with two children and stopped making payments. The people who gave the loan, conscientious and considering the widow’s condition, did not insist. We have already accepted that the amount of almost 200 thousand will never come back. They prayed and asked the powers of heaven to return the money.
And the debtor was in no hurry to repay the debt, although the family had income and owned a car. And suddenly she dreams of her dead husband and tells her to definitely sell the car (she still doesn’t have a license) and pay off her relatives. In the name of their love, he asks his widow to repay the entire debt.
As soon as the woman woke up, she immediately went to those people, apologized and promised that within 1-2 months, as soon as she sold the car, the entire debt would be returned at once. That’s how it all happened, the debt was returned to the last penny.
Prayer to John the Warrior
Even during his lifetime, John the Warrior was distinguished by his justice in resolving various conflicts and selflessly defended the weak. He is responsible for saving thousands of people from terrible death and devotion to the Lord and faith.
People turn to him in cases of returning money that seem hopeless, as well as when searching for missing relatives and friends or the loss of valuable or dear things to the heart. Restoring justice is one of the aspects of the saint, so the words of petition to him are a very strong prayer to get your money back.
Oh, martyr of Christ, John the warrior! Thou art brave in battle, and a chaser of the enemy, and an intercessor to the offended, to all Orthodox Christians. O great intercessor and servant of Christ, John the warrior! Have mercy on us, sinners and unworthy, and intercede in troubles and sorrows, and in sorrows and in every evil adversity, and from every evil and offending person, for such grace has been given to you from God, e Let us pray for us sinners in troubles and the misfortune of those who suffer evil. Deliver us from those who offend and hate, and be a strong champion for us against all our visible and invisible enemies. O great champion, John the warrior! Do not forget us, who always pray to you, asking for your help and your endless mercy, and grant us, sinners and unworthy, to receive from God the ineffable goodness that is prepared for those who love Him. For due Him is all glory, honor and worship, the Father and the Son and the Holy Spirit, now and forever, and to the ages of ages. Amen.
Debt repayment conspiracies
They do the following ritual: they take a willow whip and beat it on a stone, while saying the following words seven times:
Stone, bear the debt for (such and such), And you, debtor, bring your debt to me!
Conspiracy How to repay a debt
The ritual is performed late in the evening. They take a candle and light it from both sides at once and, holding it in the middle, carefully rotate it, but so that it does not go out, and say the words:
Candle, spin, my count is done, My count is done, and let it burn and bake my offender, the one who took my money, the one who deceived and did not give it back. As this candle spins and melts, So let him spin and suffer, Doesn’t eat, doesn’t sleep, doesn’t look at the sky, All so that he thinks, wonders, Keeps it on his mind, Bring me, God’s servant (name), that’s what something like that. The butt is wooden, the cross is tin, My enemy is the butt for you, the cross is on me, God’s servant (name). The Lord God is stronger than Satan. Amen.
Consequences to whom the conspiracy helped
It is very dangerous to use black magic during a ritual. There are always entities involved here that come in different ranks. These entities help you very little during rituals, but settle in the energy space of those who practice magic. Along the way, they can drive crazy those who do not have enough strength to control them.
Many clients and practitioners develop terrible diseases, such as cancer. They wither and wither for no apparent reason; their relatives, including children, die. Even if you really want to take revenge, you cannot take revenge. You just need to turn to the forces of light and ask them to help you punish the villains. They will definitely help you, yes. Something you could never do on your own.
Prayers and spells to pay off debts
Powerful prayers for paying off a loan are read:
- Nicholas the Wonderworker;
- Xenia of Petersburg;
- Spyridon of Trimifuntsky.
To pay off your debt you can also do the following:
- ritual with a wallet;
- ritual with candles.
Nicholas the Wonderworker
This saint really worked miracles during his lifetime, so even now believers rush to turn to him for help in prayer. You need to address Nicholas the Wonderworker regularly, preferably saying words in front of his icon.
O all-holy Nicholas, exceedingly saintly servant of the Lord, our warm intercessor, and everywhere in sorrow a quick helper! Help me, sinful and sad, in this life, beg the Lord God to grant me forgiveness of all my sins, which I have sinned greatly from my youth, in all my life, in deed, word, thought and all my feelings; and at the end of my soul, help me, the accursed one, beg the Lord God, Creator of all creation, to deliver me from airy ordeals and eternal torment; May I always glorify the Father, and the Son, and the Holy Spirit, and your merciful intercession, now and ever and unto ages of ages, amen.
Prayer of Xenia of St. Petersburg
The prayer of Xenia of St. Petersburg will help you repay the borrowed money. The saint will only help with sincere repentance, so sincerely regret that you cannot pay the money to the creditor on time.
O holy all-blessed mother Ksenia! Having lived under the protection of the Most High, led and strengthened by the Mother of God, having endured hunger and thirst, cold and heat, reproach and persecution, you have received the gift of clairvoyance and miracles from God and are resting in the shadow of the Almighty. Now the Holy Church, like a fragrant flower, glorifies you. Standing at the place of your burial, before your holy image, as if you were alive and present with us, we pray to you: accept our petitions and bring them to the throne of the merciful Heavenly Father, as you have boldness towards Him, ask for eternal salvation for those who flow to you, for good deeds and our undertakings are a generous blessing, deliverance from all troubles and sorrows. Stand before our All-Merciful Savior with your holy prayers for us, unworthy and sinners. Help, holy blessed mother Xenia, to illuminate the infants with the light of holy baptism and seal the gift of the Holy Spirit, to educate boys and girls in faith, honesty, fear of God and grant them success in learning; heal the sick and ailing, send down love and harmony to families, honor monastics to strive for good deeds and protect them from reproach, strengthen pastors in the strength of the Holy Spirit, preserve our people and country in peace and serenity, pray for those deprived of communion of the Holy Mysteries of Christ in the dying hour. You are our hope and hope, quick hearing and deliverance, we send thanks to you and with you we glorify the Father and the Son and the Holy Spirit, now and ever, and unto ages of ages. Amen.
Spyridon of Trimifuntsky
It is to this saint, more often than others, that people who dream of financial well-being turn. In order for money to appear to repay the debt, you need to pray and read the prayer presented below.
O all-blessed Saint Spyridon, great servant of Christ and glorious miracle worker! Stand in Heaven before the Throne of God with the face of an Angel, look with your merciful eye at the people standing here and asking for your strong help. Pray to the compassion of God, the Lover of Mankind, not to judge us according to our iniquities, but to deal with us according to His mercy! Ask us from Christ and our God for a peaceful and serene life, mental and physical health, earthly prosperity and all abundance and prosperity in everything, and may we not turn the good things given to us from the generous God into evil, but into His glory and the glorification of your intercession ! Deliver all who come to God through undoubted faith from all spiritual and physical troubles. from all yearnings and devilish slander! Be a comforter to the sad, a physician to the sick, a helper in times of adversity, a protector to the naked, a protector to widows, a protector to the orphans, a nourisher to the baby, a strengthener to the old, a guide to the wandering, a sailing helmsman, and intercede to all those who require your strong help, even useful for salvation! For if we are guided and observed by your prayers, we will reach eternal rest and together with you we will glorify God, glorified in the Trinity of Saints, the Father and the Son and the Holy Spirit, now and ever and unto ages of ages. Amen.
Simple conspiracies
Simple conspiracies will help you attract finance and pay off the debtor. The morning and evening rituals are considered the most effective.
Morning
Algorithm of actions:
- Perform the ritual for a week in a row, in the morning, on an empty stomach.
- Pour water into a glass, read the prayer and wash yourself with it.
- Drink the remaining water and say the spell: “Clean, light and fast water. You run, irrigate the earth and will never evaporate. I will wash my face and fill my hands with you. Give me a way to free myself from debt, remove sin from my soul, and start a new life.”
Evening
Execution order:
- The conspiracy is written down on paper.
- The words are read over a glass of Epiphany water in the evening, after sunset.
- After reading, burn the paper, pour the ashes into water and drink.
The text of the conspiracy is as follows:
I, servant of God, will stand up, blessing myself, and go, crossing myself, from door to door, from gate to gate, to the eastern side, into an open field, to the ocean-sea, to God’s holy island. On this island lies the Alatyr-stone, and on the stone stands the Most Pure Mother of God, asking and praying incessantly to the Lord Jesus Christ for us sinners. I ask and pray, Most Pure Mother of God, intercede for me, the servant of God (her). Drive away poverty, misery to distant lands, to the thirtieth empty kingdom, drive away and take the man of God (your name) away from me. The key is in the sea, the tongue is in the mouth.
Ritual with a wallet
An effective ritual for paying off debts is a ritual with a wallet and a candle.
The ritual takes place at sunset:
- Light a candle and place it in front of you.
- Take out your personal wallet and lay out the contents from it and say: “The wallet is emptying, my loans are turning into dust.”
- Leave your wallet empty until the morning, and put the money back at dawn.
Conspiracy with candles
For a conspiracy to return the money you will need:
- 4 candles;
- 13 coins of a single denomination;
- a piece of white cloth;
- knife with wooden handle;
- a handful of salt.
To help yourself pay off a debt or loan, you need to:
- For the full moon, arrange the candles in a square (each corner symbolizes the cardinal direction).
- We read different prayers on each side of the square, turning clockwise. You need to start from the east.
When turning to one direction or another, we say:
- “Sir-East, let the breeze blow in your face, prosperity will come to the porch.”
- “South, true friend. Help me, collect my debts.”
- “West, dear, help has come, give me back my wealth.”
- “Mighty North, give me strength and power so that the desire to borrow goes away.”
Having said words of help, we proceed as follows:
- We approach the window leaving the candles burning.
- Using a knife, we cut the fabric into equal parts, saying: “I’m cutting a rag as if I’m cutting off debts.”
- Pour salt into one piece of cloth and coins into another.
- We wrap the fabric with the contents so that we get bags.
- We hide it until the next full moon.
- When the night light is round, we take out the bags from a secluded place.
- We go outside taking them with us and take them to a field where people don’t walk and bury them. We pronounce the final words of the ritual: “I will forgive other people’s debts, I will return mine, salt cleanses the soul, coins are bought back.”
- We go home without looking back.
How to receive Divine help?
Seek help from a higher power
You can remind the debtor of his debt by turning to God.
Any prayer has great power and helps only those who have a good heart, a clear conscience, and also have Faith in the power of prayer. Under the same conditions, prayer will help you repay your financial debt.
The Bible says:
This means that God will hear you and help you, but only if the prayer does not contradict Christian morality.
Divine help does not require payment, but it is not always condescending!
How to properly ask for Divine help?
The main condition is that prayer must come from the heart! But in order for the prayer to be heard, it should be said in places of prayer, such as: Temples, as well as the “red corner” in the house where the icons are located.
It is in front of the icon and lit candles that you pronounce your request to God.
It is necessary to begin the prayer with the triple sign of the cross and bows, and end with them. At the end of the prayer you must say: “Amen.” It doesn't matter how loudly you say your prayer. This can be done either out loud or in a whisper. If only the words of the prayer clearly reflect the essence of your request - what you would like to receive.
But first, be sure to visit the Temple and ask for the health of the debtor by submitting a registered note for the prayer service. Place 3 candles at the icon of Jesus Christ, asking him to help you repay your debt. When you say a prayer for the return of money, turn to the Lord or St. John, and the name of the debtor must be pronounced in the prayer!
Buy 12 candles and icons of Jesus Christ and St. Nicholas the Pleasant. At home you should be alone in a room, start lighting candles next to the icons. You need to present the borrower in good health, as if he is coming to you to repay the debt. At the same time, read the prayer three times:
If you do everything correctly and the request for debt repayment is made from the heart, then you can rest assured that you will receive the funds borrowed from you as soon as possible “through the channels” of holy Orthodoxy!
Rules of money magic
Basic rules of money magic:
- Don't try to gain financial stability at the expense of people.
- Do not tell strangers about witchcraft for money. People around you will not take you seriously and will laugh, or maybe try to harm you.
- For rituals performed for material benefits, use only personal amulets and attributes. Do not take other people's accessories - they will not help, but only harm.
- Magic is associated with monetary energy, so a positive attitude has a direct bearing on the effectiveness of the ritual.
- Set realistic goals: you won’t be able to become a millionaire, but improving your financial condition is quite possible.
- Confidently say prayers and spells, thinking about every word.
- When you repay a debt, mentally thank the person with prayer and kind words.
- If the prayer to the saint worked and the debtor returned the money, order a prayer service in the church in honor of the one to whom you addressed.