Prayer for the debtor to repay the debt in a short time

According to statistics, only a quarter of the population has never used credit, while the remaining three quarters are actively accumulating credit debts.

It is quite difficult to get out of such a situation safely, and often it happens that it is completely impossible.

A strong prayer for debts and loans will help an Orthodox person to get out of the “debt hole.” At the fervent requests of those in need, many miracles are performed, including those related to material problems.

Orthodox prayers for debts and loans


Icon of Spyridon of Trimifuntsky

Prayer to Saint Spyridon of Trimifuntsky

O blessed Saint Spyridon! Beg the mercy of God, the Lover of Mankind, not to judge us for our iniquities, but to deal with us according to His mercy. Ask us, God's servants (names), from Christ and God for our peaceful, serene life, mental and physical health. Deliver us from all spiritual and physical troubles, from all yearnings and the devil’s slander.

Remember us at the throne of the Almighty and beg the Lord to grant us forgiveness for many of our sins, grant us a comfortable and peaceful life, and grant us a shameless and peaceful death and eternal bliss in the future, so that we may continually send glory and thanksgiving to the Father and the Son and the Spirit Holy, now and ever, and unto ages of ages. Amen.

Prayer to St. Nicholas the Wonderworker

O our good shepherd and God-wise mentor, Saint Nicholas of Christ! Hear us sinners (names), praying to you and calling on your speedy intercession for help: see us weak, caught from everywhere, deprived of every good and darkened in mind from cowardice. Try, O servant of God, do not leave us in the captivity of sin, so that we may not joyfully be our enemy and die in our evil deeds. Pray for us unworthy of our Creator and Master, to whom you stand with disembodied faces: make our God merciful to us in this life and in the future, so that He will not reward us according to our deeds and the impurity of our hearts, but according to His goodness He will reward us . For we trust in your intercession, we boast of your intercession, we call upon your intercession for help, and falling to your most holy image, we ask for help: deliver us, saint of Christ, from the evils that come upon us, so that for the sake of your holy prayers the attack will not overwhelm us and we will not be desecrated in the abyss of sin and in the mud of our passions. Pray to Saint Nicholas of Christ, Christ our God, that he may grant us a peaceful life and remission of sins, and salvation and great mercy for our souls, now and ever and unto ages of ages.

Prayer to Saint Tikhon of Zadonsk

O all-praised saint and servant of Christ, our Father Tikhon! Having lived as an angel on earth, you, like a good angel, appeared in your long-ago glorification: we believe with all our souls and thoughts that you, our compassionate helper and prayer book, through your honest intercessions and grace, abundantly given to you from the Lord, ever contribute to our salvation. Accept therefore, blessed servant of Christ, even at this hour our unworthy prayer: free us through your intercession from the vanity and superstition that surrounds us, the unbelief and evil of man; strive, speedy representative for us, with your favorable intercession to beg the Lord, may He add His great and rich mercy to us sinners and unworthy His servants (names), may He heal with His grace the unhealed ulcers and scabs of our corrupted souls and bodies, may He dissolve our petrified hearts tears of tenderness and contrition for our many sins, and may He deliver us from eternal torment and the fire of Gehenna; May He grant to all His faithful people peace and quiet, health and salvation, and good haste in everything, so that having lived a quiet and silent life in all piety and purity, let us be worthy to glorify and sing the all-holy name of the Father with the Angels and with all the saints and the Son and the Holy Spirit forever and ever.


icon Tikhon of Zadonsk

Prayer of Saint Xenia the Blessed

O holy all-blessed mother Ksenia! Having lived under the shelter of the Most High, knowing and strengthened by the Mother of God, having endured hunger and thirst, cold and heat, reproach and persecution, you have received the gift of clairvoyance and miracles from God and are resting under the shelter of the Almighty. Now the Holy Church, like a fragrant flower, glorifies you: standing at the place of your burial, before your holy image, as if you were alive and dry with us, we pray to you: accept our petitions and bring them to the Throne of the Merciful Heavenly Father, as you have boldness towards Him , ask for eternal salvation for those who flow to you, and for our good deeds and undertakings a generous blessing, deliverance from all troubles and sorrows, appear with your holy prayers before our All-Merciful Savior for us, unworthy and sinners, help, holy blessed mother Ksenia, babies with the light of the Holy Illuminate Baptism and seal the gift of the Holy Spirit, educate boys and girls in faith, honesty, fear of God and chastity and grant them success in learning; Heal the sick and ailing, send down love and harmony to families, honor the monastic feat of a good struggle and protect from reproach, strengthen the shepherds in the strength of spirit, preserve our people and country in peace and tranquility, pray for those deprived of communion of the Holy Mysteries of Christ in the dying hour: you are ours hope and hope, speedy hearing and deliverance, we send thanks to you and with you we glorify the Father and the Son and the Holy Spirit, now and ever and unto ages of ages. Amen.

Other text

Not everyone can comprehend and use prayers that are not adapted to modern language. This, frankly speaking, is quite difficult. And when a person is very upset, it is simply impossible. The prayer “For deliverance from debts” can be translated into a modern way. Many people do this now. The clergy do not object, since the Lord hears everyone through their thoughts and intentions.

For example, you can say this: “The Lord is the Source of what I own. If I worry, then I show distrust in Him. I understand that banknotes are only a fraction of the wealth that the Lord provides me. I believe that He will allow me to multiply what I now have many times over. With His help, ways will open for me to pay my debts. I hand over the list of them into the hands of the Lord. I thank Him for His help. He will allow you to pay for everything in Divine order. He sends wealth into my life so that every creditor receives his due. I believe! I'll get everything I deserve! I'll get rid of debts. Amen!".

It is up to you to decide in what terms to conduct your conversation with the Lord. It is important that you believe sincerely and passionately that help will inevitably come. Read selected prayers three times a day. Rely on the Supreme kindness and justice. All problems will certainly be resolved.

Preparation for prayer work

Not every person enters the walls of the Temple of God with a kind heart and pure thoughts.

But in order for Christ’s Saints to hear the sighs of the suffering, it is necessary to give up pride, be humble, have a kind and forgiving soul, bright thoughts and love in the heart.


Prayer in the temple

It is necessary to understand that the financial test was sent from Above for something, so you need to comprehend the real cause of the troubles. There is no need to blame anyone for the current problems.

If a person has sinned, he is obliged to repent before God in the Sacrament of Confession and be held accountable for his actions.

About loans in Orthodoxy:

  • Prayer before going to the bank for a loan
  • Is it possible for Orthodox Christians to take loans?

Prayer for debt repayment will help not only throw off the heavy burden of material responsibilities, but also choose the path of purifying the soul, gaining faith in the justice and kindness of Christ.

How does it help?

In our unstable life, everyone can face a lack of money. Finding yourself in an unpleasant position, a person becomes defenseless and vulnerable. In this case, turning to prayer to the Almighty and His saints can help find peace of mind. The main thing is not to fall into despair and not to grumble at God.

Believers noted that after prayer they were soon able to find a new job, get a promotion, and take their business to another level. The secret is simple: when the soul stops thinking only about how to get money and learns to completely trust God, financial problems gradually recede in the most unexpected way.

Similar articles:

  • Orthodox Church about loans
  • The sin of covetousness and the fight against it

But you shouldn’t expect that reading certain words once, as if by magic, will solve all your problems. Money will not fall from the sky on your head. A person must make an effort to change the situation. First of all, analyze why this happened and what mistakes were made.

Important! All tests sent to people are aimed at saving the soul mired in sin. And if you don’t draw any conclusions, you can’t expect a miracle.

How to pray correctly

A prayer request is a sincere conversation between a person and a saint, a request for help.

It is important to be a believing Orthodox Christian, to lead a pious life, to participate in Church Sacraments, and to be freed from accumulated sins.

  1. Requests should be made sincerely, without deception or pretense.
  2. Before starting the prayer, you must apologize for your sins, committed voluntarily or involuntarily.
  3. When addressing a saint, you should be focused on your words and not be distracted by extraneous conversations and thoughts (these are the machinations of the devil, who dreams of getting a sinful soul).
  4. The text must be pronounced clearly and clearly, with the desire to be heard.
  5. You should not read his words to yourself, it will not bring any benefit (you need to read it in a whisper or out loud).
  6. You need to ask a saint for help more than once; it happens that a person waits for what he asks for for several years.
  7. If you can’t achieve what you want, then you shouldn’t sin, blaspheme God and lose faith - the Lord will definitely reward the one asking for patience and humility.
  8. It is advisable, in addition to prayer, to read an akathist to the saint for 40 days, but not everyone can master this action (it is necessary to obtain the blessing of a priest for the feat of prayer).
  9. During fasting, you cannot read the akathist, but you need to pray daily.

Who should I contact?


A prayer for getting rid of debts is said at the Icon of St. Mamant. His fate is interesting. Mamant's ordeal began even before birth. His parents died at the hands of the executioner for their strong commitment to Christianity. The boy was raised by strangers. From an early age he believed in Christ, for which he was repeatedly tortured. He was executed at the age of fifteen. At the same time, he was tortured, then thrown to the animals to be torn to pieces, but they did not touch him. This martyr should be asked for relief from debts. Prayer will strengthen you and give you strength to fight temptations and hardships. Just imagine the life of Saint Mamant, who endured so much at a young age. Are your problems comparable to his?

Prayer to St. Nicholas the Wonderworker

The Holy Pleasant helps people solve any, even the most difficult problems. When the situation seems hopeless, and there is nowhere else to wait for help, you need to turn to St. Nicholas the Wonderworker, but sincerity and faith are important. If an unscrupulous debtor does not want to return the money and avoids you in every possible way, it is recommended to use the following prayer, which is read daily until a positive result is achieved:

These sacred words have incredible power, so there is no doubt that in the shortest possible time the loan will be repaid in full. Moreover, the garden man will make himself known, and you will no longer have to run after him.

In order for the prayer for the repayment of debt to gain the greatest power, it is necessary to read it in front of the face of the saint to whom the words are addressed. In addition, you need to sincerely forgive the “borrower” and wish him to solve his financial difficulties. Also, you should not tell your loved ones that you have turned to higher powers for help and support - it is better to keep it a secret.

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